Auto Financing from Ford: Everything You Need to Know
Auto Financing from Ford provides flexible purchase and lease options—Standard Purchase, Flex Buy, and Red Carpet Lease—along with online prequalification and promotional rates to fit your budget and ownership plans.
Ford Credit includes features and promotions that can be attractive depending on your credit profile and financing goals.
- Competitive Rates for Good Credit
Prime and superprime borrowers often see competitive APRs that can match or beat local credit unions for certain models and promotions.
- Flexible Term Options
Terms from 12 to 84 months (and special 66/75-month Flex Buy terms) let you choose lower monthly payments or faster payoff.
- Special Programs and Promotions
Promotional offers such as 0% financing on select models or reduced APRs can significantly lower the total cost of ownership.
- Multiple Channels and Tools
Online prequalification, a mobile app, and dealership channels make it convenient to apply, manage payments, and access account services.
Pros
- Wide Product Range
Multiple financing and lease structures cover a wide set of budgets and preferences.
- Strong Promotions
Seasonal and model-specific incentives can lower overall financing costs for eligible buyers.
- Convenient Tools
Online prequalification and account management simplify the application and payment process for many users.